Bringing the future of healthcare.
Achieving exceptional results and maintaining the highest level of standards is core to everything we do at DMS.
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Diversified
List of trusted medical providers
Reliable
Comprehensive coverage options
Affordable
Range of various packages
Professional and Dedicated Medical Solutions
You don't need to worry about finding health insurance. We partner with a number of trusted medical aid schemes in South Africa and can assist you in finding the most suitable medical aid option for your individual or family needs, with industry-leading benefits.
- MEDICAL AID - Assisting with the entire Medical Aid application Process.
- GAP COVER - Assisting with the entire GAP Cover application process.
The best in the business
As a member of the Medical Scheme, you can access a number of benefits, including preventative care and hospitalization, as well as ongoing benefits and chronic medications
Major Medical Benefits
Major Medical Benefits
Day-to-day Benefits
Day-to-day Benefits
Health Platform Benefits
Health Platform Benefits
Chronic Benefits
Chronic Benefits
Get the Best Possible Cover with the Best, Personalised Service from DMSSA.
Day to day benefits, accident and emergency hospital cover, and value-added services.
Yes, in those instances where the person was a beneficiary of a medical scheme for up to 24 months
- Late joiner penalty
- Up to a Three-month General Waiting Period
- Up to a Twelve-month Condition Specific Waiting periods
- This will depend on your previous membership and if there is a gap of more than three months between your previous medical aid and the current application.
- It is a penalty by way of additional contributions, imposed on persons joining a scheme late in life i.e., an applicant who is 35 years of age or older who was not a member of one or more medical schemes as from a date preceding 01 April 2001 without a break in coverage exceeding three consecutive months since 01 April 2001.
A scheme must within 30 days of termination of membership, or at any time at the request of a former member, or of a dependant of a member, provide such person with a membership certificate stating the period of cover and other prescribed information. The applicant is also entitled to produce an affidavit in those instances where reasonable efforts to obtain documentary evidence of previous membership were unsuccessful.
Waiting periods do not apply in respect of:
Prescribed minimum benefits in specified circumstances (24 Months and more previous membership without a break of more than 3 months)
oA child dependant born during the period of membership.
A member moving between benefit options unless he must complete the remaining period of previously imposed waiting periods.
When an individual must involuntarily transfer to another scheme due to a change of employment.
In instances where an employer changes the medical scheme of his employees with effect from the beginning of the financial year.
